How to Apply for Ghana’s “No Fees Stress” Initiative and Get Your Fees Reimbursed Fast

As part of the Government of Ghana’s efforts to enhance access to higher education and reduce the financial burden on newly admitted tertiary students, the Students Loan Trust Fund, under the Ministry of Education, has launched this online portal for first-year students of public tertiary institutions in Ghana to register for financial support from government.

This forward-thinking policy, introduced on April 30, 2025, is designed to absorb admission and facility-user fees, ensuring that financial barriers do not hinder students from accessing higher education. If you are a new student or a parent eager to understand how to benefit from this opportunity, here is a comprehensive, step-by-step guide to help you apply stress-free and receive your reimbursement quickly.

What is the “No Fees Stress” Initiative?

The “No Fees Stress” program is a government-funded initiative aimed at reimbursing the admission and facility fees of first-year students in Ghana’s public tertiary institutions. The Student Loan Trust Fund (SLTF) manages the initiative, and reimbursements are paid directly into the student’s or guardian’s bank account.

Step-by-Step Guide to Apply:

1. Start by visiting the official portal at NoFeesStress.sltf.gov.gh or SLTF.gov.gh.

2. Use your Ghana Card number to verify your identity. You will also be required to take a selfie on the “Capture Page” for biometric confirmation. Ensure the picture is clear, well-lit, and free of obstructions.

3. Fill in Personal and Academic Information

Provide the following details:

Full Name
Student ID
Institution Name
Programme of Study
Phone Number
Email Address

4. Provide Bank Details

If you are 18 or older, enter your personal bank account details.
If you are under 18, select “No” for bank account ownership and provide your parent or guardian’s bank details instead. The SLTF has made special provisions to include under-18 applicants.

5. OTP Verification and Submission

You will receive a One-Time Password (OTP) on your phone. Use this to confirm your application. Carefully review all the information before clicking Submit.

When to Expect Your Reimbursement

The SLTF began processing payments in June 2025 for the 2024/25 academic year. Once your application is validated, the funds will be transferred directly into the specified bank account. Thousands of students have already successfully registered and received their payments, with over 41,000 registrations completed by May 2025.

Tips for a Smooth and Fast Application:

Apply as soon as possible to avoid delays.
Use a reliable internet browser like Google Chrome.
Ensure your selfie is sharp and meets the required specifications.
Double-check all personal and banking details before submission.
Keep a copy of your application confirmation for reference.

Need Assistance?

If you encounter any issues during the application process, you can reach out for help:

Helpline: 0302 751 020
Email: info@sltf.gov.gh

Final Thoughts

The “No Fees Stress” initiative is a transformative step towards accessible higher education in Ghana. By following the steps outlined above, you can apply with ease and receive your fee reimbursement without unnecessary stress. Take advantage of this government support and focus on building a brighter future through education.

For more updates, visit the official portal regularly and stay connected to your institution’s announcements.

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